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A medical bill from a physician or a hospital admission looks different from a credit card or any other bill you may receive. The information contained on the physician and hospital bills is universal among similar type providers. The key fields tell you about your visit and what has happened since: Sender: A number of physicians and hospitals employ an outside medical billing company to bill and collect for the services they provide to patients; Statement date and payment due dates; Patient: This is sometimes different from who the statement is addressed to; Description of Services: The listed procedures and services the patient received on date of service; Explanation: Explains the reason the claim was not paid or was paid; and, The Amount Due: This is the difference between the charged amount, non-allowed amount negotiated by the health insurance carrier to pay for these services, amount paid by the insurance carrier and payments made by you. If you go to a participating provider the amount due from you should not include the non-allowed amount.