Read this tip to make your life smarter, better, faster and wiser. LifeTips is the place to go when you need to know about Getting Family Health Insurance and other Health Insurance topics.
Mail-order prescription services can save you money on your overall medical costs. However, all mail-order prescription drug services are not created equal, so you will need to make sure you are selective about which one you choose. Your best bet is to use the mail-order prescription service that is run by your family health insurance plan.
Families with one or more members on regular medications, will reap the most savings. For example, if dad is on two blood pressure medications and an anti-depressant, and mom is taking two different asthma medications. If you pick those up at your local pharmacy, there would be five co-pays. Depending on your plan, you could get a three-month supply of those same medications for one-month's worth of co-pay. For example, if you pay $115 a month in co-pays for the five prescriptions at your local pharmacy, you would pay that same $115 from a mail-order pharmacy for a three-month supply. That would be $230 in savings! Over the course of the year, you could save nearly $1,000.
|Jennifer Mathes, Ph.D.|