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Having a health plan does not mean you can be reckless with your body or with your policy. As described above, if you have a family history of breast cancer you may want to consult you doctor on considering your first mammograms earlier than the age of 40. By starting this exam earlier, you become more aware of what is normal and what is not, and will tend to report something like a lump in the breast before it potentially becomes more serious, thus costing more money because it was not caught early enough. Some local healthcare facilities even have programs that provide uninsured women with free breast and cervical cancer screens (even treatment, if necessary). For example, the National Breast and Cervical Answer Early Detection Program, allows women with low household income receive free or low-cost mammogram and Pap tests. For more information visit http://apps.nccd.cdc.gov/cancercontacts/nbccedp/contacts.asp