Read this tip to make your life smarter, better, faster and wiser. LifeTips is the place to go when you need to know about Obtaining Health Insurance Quotes and other Health Insurance topics.
The depth and breadth of products and services you can shop for and purchase online is always increasing, and health insurance is no exception. Obtaining health insurance quotes online is simple. There are a number of reputable sites that offer free health insurance quotes, but there are also just as many disreputable ones as well. If you have any doubt that a site is reputable, it is best not to use it it. Find a site that you have confidence in.
Clues that an insurance quote site is reputable include membership in both its local and online Better Business Bureau. The number of years in business is another tip off. A company that has been around for a number of years is more likely to be legitimate than one recently established. You can find out how long a company has been in business by checking with the Better Business Bureau--assuming the business is a member. If the site provides concrete contact information including at minimum, a phone number where you can reach a human being rather than a recording, shows it might be reputable. Finally, while you may have to give a lot of information about health conditions and contact information via online questionnaire forms in order for the site to calculate your insurance quote, a reputable site would not ask you for your social security number, a credit card number, a bank account number, or any other personal financial information. This information should not be provided.
Any site asking you to pay for a quote should be left immediately. Reputable insurance quote sites provide free health insurance quotes.