July 23, 2010, Newsletter Issue #240: Purchasing Student Health Insurance

Tip of the Week

Are you interested in receiving student health insurance for your child? There are generally two options available to you if you are looking to purchase health insurance for a college student. You can purchase an individual student health insurance policy through an independent insurance agent or directly from a company that offers such coverage. These types of policies are available as fee-for-service and managed care and many can be tailored to your needs in terms of deductible amounts. These plans usually provide the greatest flexibility in terms of when and where services can be rendered to the student. Another less expensive option is to purchase student health insurance through the school the student will be attending. Most colleges and universities offer students an opportunity to purchase student insurance through a school-sponsored plan. While these policies may be less expensive than purchasing an independent health insurance policy, the coverage terms also tends to be more fixed.

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