May 14, 2010, Newsletter Issue #230: Finding Quotes

Tip of the Week

There are a variety of ways of obtaining health insurance quote. There is the usual way of picking up the phone and calling an insurance company. Depending on the company, you will probably spend anywhere from 15-30 minutes answering health-related and demographic questions such as what your address is, your age, and whether or not you are a smoker. You might also be asked questions regarding which deductible you prefer and other policy-specific questions. It is possible to use an online insurance quote Web site to request quotes from a variety of insurers approved to provide benefits in your state.

Plan to spend about 15 minutes filling out an online questionnaire, and be prepared to give your contact information. Some of these sites will display quotes instantly, but most want contact information before providing that information so a sales person can follow-up with you. Finally, if you have a specific insurance company in mind, check out its company Web site. Most of them offer an online insurance quote request button.

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