February 6, 2009, Newsletter Issue #166: Supplemental Health Insurance Coverage

Tip of the Week

Obtaining supplemental health insurance can help you cover costs that ordinarily would not be covered. Supplemental health insurance plans cover a variety of expenses depending on the individual plan. For example, a hospital indemnity supplemental insurance plan generally pays fixed cash benefits for covered hospital-related services, including hospital stays. Broader supplemental health insurance plans pay fixed benefits for covered preventive care, including physician visits, lab work, and other services. Some supplemental health insurance plans marry the hospital and outpatient service components into one plan paying benefits for both hospital-related and routine health care services. As with standard insurance, generally speaking the broader the coverage terms, and the higher the benefit, the higher will be the premium. For more information on the nitty-gritty of supplemental health insurance plans, visit AARP's Web site.

About LifeTips

Now one of the top on-line publishers in the world, LifeTips offers tips to millions of monthly visitors. Our mission mission is to make your life smarter, better, faster and wiser. Expert writers earn dough for what they know. And exclusive sponsors in each niche topic help us make-it-all happen.

Not finding the advice and tips you need on this Health Insurance Tip Site? Request a Tip Now!


Guru Spotlight
Jennifer Mathes, Ph.D.