If you are a Medicare recipient or will be Medicare eligible in the near future, you should at the very least consider obtaining supplemental health insurance. Out-of-pocket costs for medical expenses not covered by Medicare can be exorbitant, particularly if you have any chronic conditions. The Medicare Web site has an online tool called the Medicare Personal Plan Finder that helps users find health plan choices available in your area along with a benefit description and other information to help you choose the best supplemental health insurance.

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