January 30, 2009, Newsletter Issue #165: Supplemental Health Insurance

Tip of the Week

Supplemental health insurance, is basically insurance that is meant to fill in the gap, usually because your current plan does not cover certain services or the co-pays are too high. Obtaining supplemental health insurance is a good way to avoid paying additional out-of-pocket expenses. Types of supplemental insurance available include hospital indemnity plans and supplemental medical plans that come in a range of coverage levels and types. The most common type of supplemental health insurance is what is known as a Medigap plan. These plans are purchased by Medicare recipients to cover the out-of-pocket medical expenses, not covered by the original Medicare plan.

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