Medigap insurance is supplemental insurance privately purchased by individuals. These supplemental policies cover costs not paid for by Medicare that you would normally have to pay for out-of-pocket. Before signing up for Medigap, The American Association of Retired Persons (AARP) recommends considering other alternatives you may have available to you such as Medicare savings programs, Medicaid, retiree health insurance, and prescription drug assistance programs. AARP's Web site and its publications include a wealth of resources to help educate on these options as well as available Medigap plans.
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