May 16, 2008, Newsletter Issue #128: Make Smarter Mental- Health Decisions

Tip of the Week

Most health plans limit mental-health therapist coverage to 30 visits a year. If you're seeing a therapist every week, this can be very costly. If you go to a certified counselor or clinical social worker instead, you might be able to cut your bill in half (the average fee: $90 an hour) instead of a psychologist (around $120). Most studies find no difference in effectiveness.

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