April 11, 2008, Newsletter Issue #123: Go To The Emergency Room (ER) For Emergencies Only

Tip of the Week

The ER is one of the most expensive places to get treatment due to the fact that you will be paying for the staff of specially trained physicians, nurses and other staff to handle health emergencies 24-hours a day, seven days a week, as well as the equipment and other emergency extras. Best to avoid the ER unless you have one of the following conditions:
Severe bleeding
Difficulty breathing
Chest pain or pressure
Broken bones
Partial or total amputation of a limb
Trauma or injury to the head
Sudden dizziness or difficulty seeing
Severe abdominal pain
If you have insurance, be sure to find out the guidelines on ER visits including what and who your plan will cover during your ER visit, and what your plan may not cover ahead of time. Your plan may also have guidelines similar to the conditions above that are/are not considered emergencies.

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