Most people are guilty of throwing away the EOB which usually states somewhere on it that “this is not a bill.” Keep it because it explains how much the hospital is charging, what your insurance plan will cover, and what you will have to pay out of your own pocket in deductibles and co-payments. You should check this against your bills and keep it for your records, especially to see if the medical facility billed you for something and your insurance company paid, although your balance may be “0” now, this will count against you if you have exceeded you “cap.”
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