November 4, 2005, Newsletter Issue #5: Healthy Weight, Lower Insurance Costs

Tip of the Week

Tipping the scales doesn`t just put stress on your body; it affects your wallet, too. Insurers calculate how expensive your health insurance coverage will be based not on just your age and whether you smoke or not, but on how much you weigh in relation to your height.

Many insurers are hesitant to issue policies to signifcantly overweight or obese people, even if they are otherwise healthy, simply because they are more likely to suffer costly chronic ailments.

If you are overweight or obese, there are insurers that can offer you health insurance coverage. But because of your health risks, they often tack extra dollars onto your insurance premiums to offset potential future medical costs.

Losing the extra pounds and keeping them off can be challenging, but you`ll be rewarded not just with insurance savings, but a healthy future as well.

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