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Don't forget about Medicare, it's not just for people that are 67 and older! You are eligible for Medicare Part A (the hospital insurance) if your spouse is getting (or eligible for) retirement benefits from Social Security or Railroad Retirement, you are under 65 and getting Social Security Disability Insurance (SSDI) or Railroad Retirement disability benefits (although there might be a 24-month waiting period for most people in this category), or you are under 67 years of age with end-stage renal disease (ESRD) and you or your spouse has met the Medicare work requirement. The number of years of Medicare-covered employment that you need to qualify varies, depending on the age at which you got ESRD. Dependent children with ESRD are also eligible if one of their parents has met the Medicare work requirement. There are also some other medical disabilities that may also be covered under some Medicare programs, but you may have to pay for Part A coverage. Call 1-800-Medicare or 1-800-633-4227 for more information or contact you local State Health Insurance Program at http://www.medicare.gov/contacts/static/allStateContacts.asp for free one-on-one help with your Medicare questions or problems.