Read this tip to make your life smarter, better, faster and wiser. LifeTips is the place to go when you need to know about Obtaining Health Insurance Quotes and other Health Insurance topics.
If you're shopping around for a new health insurance policy, and you've applied for individual health, life, disability or long-term-care insurance in the past seven years, go to www.MIB.com to see whether this insurance industry antifraud group has a file on you. Request a copy (it's free) to make sure the information provided about your health status is right. If you find a mistake, ask for a correction in writing ASAP because the slightest errors can drive up your premiums by hundreds of dollars a year.