Group health insurance is health insurance provided to a large number of people under a single master policy. Group health insurance is most often obtained through an employer but is also available to small business owners and freelance contractors through professional associations and unions.

Since groups are able to negotiate better terms with insurers, the premiums are generally lower and the service coverage generally more comprehensive when getting group health insurance. The rates available were you to purchase an individual health insurance plan would likely be considerably higher. Individual health insurance plans are those plans that are privately purchased by consumers and include coverage for individuals, couples, and families.

About LifeTips

Now one of the top on-line publishers in the world, LifeTips offers tips to millions of monthly visitors. Our mission mission is to make your life smarter, better, faster and wiser. Expert writers earn dough for what they know. And exclusive sponsors in each niche topic help us make-it-all happen.

Ask a Question

Not finding the advice and tips you need on this Health Insurance Tip Site? Request a Tip Now!

Guru Spotlight

Linda Handiak

Ever wonder how you could make your life better and more fun? So have tens of millions of fans who have turned to LifeTips for answers over the past decade. We keep the tips, advice, books, podcasts and writing services flowing, so you can keep your life and business growing in the right direction. Upward!