Short-term health insurance, sometimes called temporary health insurance, is perfect for different situations. Acquiring short-term health insurance plans is a great idea for people going through a brief gap in standard health insurance coverage, short-term health insurance is ideal if you are between jobs, a recent graduate, or waiting for a for a new health insurance plan to start. However, before you pay for a short-term insurance policy, make sure you understand your rights under COBRA law. If you have left your job and your employer has at least twenty employees, you are legally entitled to continue your coverage under your employer's group plan for up to eighteen months. You will have to pay the entire premium out of your own pocket, but if you have a significant pre-existing condition that you expect to require care for, you may end up better off financially staying on your employer's plan than risking denial of benefits under a new short-term insurance plan.

About LifeTips

Now one of the top on-line publishers in the world, LifeTips offers tips to millions of monthly visitors. Our mission mission is to make your life smarter, better, faster and wiser. Expert writers earn dough for what they know. And exclusive sponsors in each niche topic help us make-it-all happen.

Ask a Question

Not finding the advice and tips you need on this Health Insurance Tip Site? Request a Tip Now!

Guru Spotlight

Lynda Moultry

Ever wonder how you could make your life better and more fun? So have tens of millions of fans who have turned to LifeTips for answers over the past decade. We keep the tips, advice, books, podcasts and writing services flowing, so you can keep your life and business growing in the right direction. Upward!